|
(000’s), except ratios and percent data |
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|
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|
Three months ending |
|
September 30,
2007 |
|
September 30,
2006 |
|
Change |
|
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|
|
|
|
|
|
|
|
|
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|
Selected Consolidated Data : |
|
|
|
|
|
|
|
|
|
|
|
Interest income |
|
$ |
12,693 |
|
$ |
12,042 |
|
|
5.41 |
% |
|
Interest expense |
|
|
5,442 |
|
|
4,691 |
|
|
16.01 |
% |
|
Net interest income |
|
|
7,251 |
|
|
7,351 |
|
|
-1.36 |
% |
|
Provision for loan losses |
|
|
119 |
|
|
16 |
|
|
643.75 |
% |
|
Trust income |
|
|
286 |
|
|
314 |
|
|
-8.92 |
% |
|
Other noninterest income |
|
|
1,839 |
|
|
1,918 |
|
|
-4.12 |
% |
|
Salary and benefits |
|
|
2,621 |
|
|
2,866 |
|
|
-8.55 |
% |
|
Occupancy expense |
|
|
419 |
|
|
474 |
|
|
-11.60 |
% |
|
Amortization of intangibles |
|
|
284 |
|
|
284 |
|
|
0.00 |
% |
|
Other noninterest expense |
|
|
1,776 |
|
|
1,772 |
|
|
0.23 |
% |
|
Income taxes |
|
|
-961 |
|
|
-970 |
|
|
-0.93 |
% |
|
Net income |
|
$ |
3,196 |
|
$ |
3,201 |
|
|
-0.16 |
% |
|
Basic net income per share |
|
$ |
0.46 |
|
$ |
0.46 |
|
$ |
0.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Daily averages: |
|
|
|
|
|
|
|
|
|
|
|
Gross loans |
|
$ |
510,811 |
|
$ |
495,539 |
|
|
3.08 |
% |
|
Loans,net |
|
|
504,725 |
|
|
489,243 |
|
|
3.16 |
% |
|
Total securities |
|
|
281,921 |
|
|
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