National Bankshares, Inc. is a community bank holding company with headquarters in Blacksburg in Southwest Virginia. National Bankshares is the parent company of National Bank, a community bank with over a century of service in the area. National Bank currently operates 26 full service office locations and one loan production office throughout Southwest Virginia and offers a full range of financial products and services, including deposit accounts, commercial, consumer and mortgage loans, credit cards and trust services.

National Bankshares also operates an insurance and brokerage subsidiary, National Bankshares Financial Services, Inc., which does business as National Bankshares Insurance Services and National Bankshares Investment Services.

National Bankshares, Inc.'s common stock trades on the Nasdaq Capital Market under the symbol "NKSH".


Mission Statement

National Bankshares, Inc. strives to be an exceptional community bank holding company dedicated to providing shareholder value by offering financial services to customers through subsidiary financial institutions and affiliated companies in an efficient, friendly, personalized and cost-effective manner. We recognize that to do this, our financial institutions must retain the ability to make decisions locally and must actively participate in the communities they serve. We are committed to offering competitive and fair employment opportunities and to maintaining the highest standards in all aspects of our business.



2016 Annual Report
March 30, 2017 (PDF)

National Bankshares, Inc. Declares Semi-Annual Dividend
BLACKSBURG, VA, NOVEMBER 8, 2017:  The Board of Directors of National Bankshares, Inc. (NASDAQ Capital Market: NKSH) today approved payment on December 1, 2017 of a semi-annual dividend of $0.61 per share to all stockholders of record as of November 20, 2017.
National Bankshares, Inc. Reports Income For the Nine Months Ended September 30, 2017
BLACKSBURG, VA, October 26, 2017: Today, National Bankshares, Inc. (NASDAQ Capital Market: NKSH) announced net income of $11 million through September 30, 2017 compared to $11.47 million reported for the first nine months of 2016.
National Bankshares, Inc. Reports Second Quarter and First Half Earnings
BLACKSBURG, VA, JULY 27, 2017: National Bankshares, Inc. (NASDAQ Capital Market: NKSH) today announced its results of operations for the second quarter and first half of 2017. The Company reported net income of $7.22 million for the six months ended June 30, 2017 compared to $7.64 million at June 30, 2016.
National Bankshares, Inc. Announces Retirement of President and Chief Executive Officer James G. Rakes And Appointment of F. Brad Denardo as Successor
James G. Rakes annouces retirement from his positions as President and Chief Executive Officer of National Bankshares, Inc. (the "Company") and as Chairman of the Board of Directors of the Company's wholly owned banking subsidiary, the National Bank of Blacksburg ( the "National Bank"), and as President, Chief Executive Officer and director of National Bankshares Financial Services, Inc., the Company's wholly owned financial services subsidiary. The Board of Directors also announced that Mr. F. Brad Denardo has been appointed to succeed Mr. Rakes as President and Chief Executive Officer of the Company.